Legal
Licensing & Disclosures
Who you are working with when you start a life insurance quote on TermQuoteDirect.com, and the disclosures that apply.
Last updated October 13, 2026
Your agent
TermQuoteDirect.com is operated by Brian Dempsey, an insurance agent who offers life insurance products through Ethos.
- Agent
- Brian Dempsey
- Business name
- TermQuoteDirect
- Resident license
- [STATE] license # [LICENSE NUMBER]
- National Producer Number
- [NPN]
- Licensed in
- [STATES]
- Phone
- (978) 273-6313
- dempsins@msn.com
Ethos and the insurance companies
Quotes and applications started on this website are provided through Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. Policies are issued by the insurance companies listed at www.ethoslife.com/carriers. TermQuoteDirect.com is not an insurance company.
[Legal business disclosure and Ethos agent disclosures, per Ethos agent marketing guidelines]
Insurance disclosures
- Insurance products are subject to eligibility, underwriting requirements, policy terms, limitations and exclusions. Availability and product features may vary by state.
- Quotes are estimates. The final premium and any offer of coverage are determined by the issuing insurance company after it reviews your application.
- Coverage begins only if a policy is approved and issued, according to its terms.
- Your agent may receive compensation from Ethos or the issuing insurance company for policies sold. [CONFIRM WORDING]
- TermQuoteDirect.com is not affiliated with or endorsed by any government agency.
Questions
If you have questions about licensing, these disclosures or a policy you are considering, please contact us at (978) 273-6313.